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Reasons to use DivideBuy

  • No hidden fees and 0% interest APR Spreading the cost of your order will not cost you a penny more than paying for it upfront.

  • 96% approval rate Our unique lending model allows us to offer Interest-Free Credit to more people.

  • Quick application Complete the 60 second application and receive an instant decision.

  • No paperwork required All documents are in digital format and signed using e-signature.

DivideBuy is an Interest-Free Credit provider. In partnership with our retailer, we bring you 0% APR credit for selected products online, in-store or over the phone. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.

You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds to complete and we will provide an immediate decision allowing you to complete your purchase. Once approved, you electronically sign your agreement and the retailer will process your order.

With your DivideBuy account you get access to these great features:

  • Exclusive offers from our Retail Partners
  • Quick checkout with hundreds of Retail Partners
  • View your credit agreement
  • View your instalment amounts and dates
  • Review your payment history

To access your account or to find out more about DivideBuy, visit
Alternatively, call our Customer Service Team who are available on 0800 085 0885.

Look out for the DivideBuy button

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